Sanadi is a short-term loan to finance low-income male employees. Its purpose is to seek to improve housing conditions, education, health and hospitalization, to secure registration or maintenance of a car / motorcycle, or even to issue a driving license.

Target group

Employees of at least 6 months for members of social security, and one year for non-members, who earn a fixed monthly income, except for members of the military corps. 

Age group: from the age of 18 years and does not exceed 64 years for the customer after the end of the loan granted


Loan features

Currency: Lebanese Pound.

The value of financing: The loan is granted in phases, each with a fixed ceiling, ranging from LBP 500,000 to LBP 4,500,000.

Repayment period: between 6 and 24 months.

Required guarantees: The guarantee provided is related to the amount of the loan required and the customer’s job


Required documents

Identification documents of the customer and the sponsor (copy of the identity card, housing certificate, work attestation, lease / property contract)

Proof about the nature of work of customer and sponsor (project or salary attestation).

Proof related to the purpose of the loan.


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IBDAA Lebanon launched its operations through its first branch in Beirut, back in July 1st, 2012. After focusing on micro and small entrepreneurs as well as productive women.

IBDAA aims at reaching a big number of clients through partnerships and a network of branches all over the Lebanese territory and a diversified range of loan products, and non-financial services.